As per data from Aislelabs, as of May 4, 2020, airports worldwide witnessed an 80% decline in international flights. Among all the continents, Asian airports are the first to get affected by COVID-19. It is quite evident from the data that flight cancellations are not surprising anymore under present circumstances due to the impact of Covid-19.
It is important to opt for a travel insurance plan to ensure your travel from flight delays and cancellations. Apart from this, a travel insurance cover has lots of benefits.
But why do you need travel insurance? Here are the top 5 reasons.
5 Key Reasons to Have Travel Insurance Post-COVID-19
1. To Fight Risks Against COVID-19 Infection
Although we see a decline in the count of infections, this virus might continue to stay with us in the near future. There will always be the risk of flight delays and cancellations and also to catch the deadly virus. During international travel, it is quite possible that social distancing will not be maintained in a full flight. So, it is better to opt for a travel insurance policy beforehand.
2. The Lingering Risk of the Virus
Though many nations have witnessed high and low through this pandemic era, many still do not know if COVID-19 and its virus have completely dissolved. The infection that is still lingering around might evoke the symptoms during the time of travel. Despite the fact the virus rises through its lingering effect, this cannot stop you from enjoying your vacation. Here's why opting for a travel insurance post covid will help you fight over the virus by providing you adequate coverage when tested positive.
3. Coverage on Flight Cancellation or Delays
Well, this is an unfortunate fate of the pandemic. Due to unavoidable circumstances, flights are getting cancelled every day randomly. So, if you plan to travel without travel insurance and your flight gets cancelled, the total amount will be paid by you. But if your travel is insured, the chances of monetary loss are substantially less.
4. To Overcome Lock-Down blockages Outside India
If you are travelling abroad, enjoying vacation, and your flight gets cancelled, you might get stuck in a different country. This is one of the most unfortunate situations that can happen with a traveller. In case one gets stuck, the monetary loss will be substantial. But if one opts for an insurance plan, it will cover all the costs due to this hindrance.
5. Emergency Medical Evaluation
In these trying situations, you will never know when the need for medical evaluation arises. Be it COVID-19 or some accidental/medical emergencies, a travel insurance plan will cover it all. So, it is important to choose a proper insurance plan that will provide you with health benefits.
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Conclusion: With all of this, additional accommodation by the insurers also provides for hotel accommodation to isolate or quarantine, when one is tested positive during travels. While most policies allow for an automatic extension of the policy period if a lockdown is imposed in destination regions, insurers provide additional lodging and boarding expenses on account of a companion being hospitalized as well. Some plans allow for continued treatment even after the policy expires.
In a nutshell, post-COVID-19 scenes have mellowed down. Knowing COVID-19 even if the vaccination drives are pacing up every day worldwide. Whether it is a flight delay or you get stuck abroad, opting for travel insurance is always a smart choice before travelling.